Is Physiotherapy Covered Under Health Insurance?
Physiotherapy can be expensive, especially when you don’t expect to need it. It’s one of those things that catches you off guard, and suddenly, the costs start piling up. You might need multiple sessions for an injury or a condition like back pain, and each visit adds to the bill. That’s where health insurance comes in, but it’s not always straightforward. Most health insurance plans provide some form of physiotherapy coverage, but the specifics vary greatly. Some cover part of the cost, while others may only cover certain treatments, or limit the number of sessions. Doctor's referral may be required to be eligible for coverage. It can help you double-check your policy, understand the limits, and allow you to really maximize your benefits by choosing in-network providers that will save you from having to pay more out of pocket. Some plans do permit you to combine physiotherapy with some other treatment, such as chiropractic care or massage therapy.



































